Loan Documentation

Why does my broker ask for so much information?

It’s a fact – no one likes paperwork; so when we send you a laundry list of documentation required for your home loan – don’t be scared and don’t be surprised.

As i’m sure you can understand, getting a home loan is a big deal; and that means there is a lot of regulation around the information you need to provide for a home loan lender to approve you. Whether you come to a broker, or go direct to a bank; you will be required to provide the same information.

In order to get a result faster for you, it’s important that all the required information is provided upfront. It will insure that your scenario can be analysed in the most efficient manor.

The list of information will be entirely dependent upon your personal situation, are you self employed, or PAYG? is this your first property, or do you already own multiple?

When we are requesting the information from you, we will tailor our documentation requirements accordingly.

Given the tailored nature of our documentation requests, there is no way to list every possible scenario, so instead we can give you a high level snapshot of what we need:

*Your Identification – that means Drivers Licence & Passport
*Employment and your remuneration
*Loan Statements for any asset and liabilities that you hold

If you have any further questions on what documentation we need to assess your situation, please feel free to reach out directly to me!

Keegan Rezek
0451 668 673
[email protected]


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